Uncategorized Insurance Payouts for Intracerebral Hemorrhage: Estimates for Life and Medical Insurance Benefits
When using life or medical insurance for Intracerebral Hemorrhage (a type of stroke), the payout can vary significantly based on your contract details, hospitalization days, whether surgery was performed, and whether death or residual disability occurred. Generally, medical insurance primarily covers hospitalization and surgery, while life insuranceapplies through critical illness riders and death benefits. Public health insurance's High-Cost Medical Care Benefits system (capping monthly self-pay at approximately ¥80,000) is used concurrently, with private insurance acting as a supplement. The benefit amounts are estimates; please consult your policy or insurance company for actual figures. The average hospital stay is approx. 77–78 days (MHLW data), and the total medical cost (30% co-pay) is approx. ¥700,000 for mild to moderate cases.